HB 1129
AN ACT relating to the eligibility of mental health professionals for the
89th Regular Session
Jan 14, 2025 - Jun 2, 2025 • Session ended
Awaiting Committee Assignment
Bill filed, pending referral to House committee
Committee
Not yet assigned
Fiscal Note
Not available
What This Bill Does
Expands the Homes for Texas Heroes home loan program to include mental health professionals as eligible borrowers. It defines "mental health professional" by referencing specific licensing and certification categories in Texas occupational codes, allowing these professionals to access low-interest home mortgage loans alongside other public service workers like firefighters, police officers, and educators. The bill enables mental health professionals to qualify for home loans if they meet income requirements and intend to use the home as their primary residence, providing financial support to these critical healthcare workers.
Subject Areas
Bill Text
relating to the eligibility of mental health professionals for the Homes for Texas Heroes home loan program. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: SECTION 1. Section 2306.5621(a), Government Code, is amended by amending Subdivision (2) and adding Subdivision (15-a) (2) "Home" means a dwelling in this state in which a fire fighter, corrections officer, county jailer, public security officer, peace officer, professional educator, mental health professional, veteran, or person defined as emergency medical services personnel under this section intends to reside as the borrower's principal residence. (15-a) "metal health professional" means a licensed or certified provider as defined by: (A) Section 110.001(7), Occupations Code, (B) Section 502.002(4), Occupations Code, (C) Section 502.002(5), Occupations Code, (D) Section 503.002(4), Occupations Code, (E) Section 504.001(3), Occupations Code, and (F) Section 33.006, Education Code. SECTION 2. Sections 2306.5621(b), (c), (d), (f), and (h-1), Government Code, are amended to read as follows: (b) The corporation shall establish a program to provide eligible fire fighters, corrections officers, county jailers, public security officers, peace officers, emergency medical services personnel, professional educators, mental health professionals, and veterans with low-interest home mortgage loans. (c) To be eligible for a loan under this section, at the time a person files an application for the loan, the person must: (A) fire fighter, corrections officer, county jailer, public security officer, peace officer, mental health professionals, veteran, or person defined as emergency medical services personnel under this section; or (B) professional educator who is employed by a school district or is an allied health or professional nursing program faculty member in this state; (3) have an income of not more than 115 percent of area median family income, adjusted for family size, or the maximum amount permitted by Section 143(f), Internal Revenue Code of 1986, (d) The corporation may contract with other agencies of the state or with private entities to determine whether applicants qualify as fire fighters, corrections officers, county jailers, public security officers, peace officers, emergency medical services personnel, professional educators, mental health professionals, or veterans under this section or otherwise to administer all or part of this section. (f) The board of directors of the corporation shall adopt (1) the administration of the program; (2) the making of loans under the program; (3) the criteria for approving mortgage lenders; (4) the use of insurance on the loans and the homes financed under the program, as considered appropriate by the board to provide additional security for the loans; (5) the verification of occupancy of the home by the fire fighter, corrections officer, county jailer, public security officer, peace officer, professional educator, mental health professionals, veteran, or person defined as emergency medical services personnel as the borrower's principal residence; and (6) the terms of any contract made with any mortgage lender for processing, originating, servicing, or administering (h-1) To fund home mortgage loans for eligible fire fighters, corrections officers, county jailers, public security officers, peace officers, emergency medical services personnel, professional educators, mental health professionals, and veterans under this section, the corporation may use any proceeds received from the sale of bonds, notes, or other obligations issued under the home loan program provided by this section, regardless of any amendments to the eligibility standards for loans made under the program and regardless of when the corporation received the proceeds from those bonds, notes, or other obligations issued under SECTION 3. This Act takes effect immediately if it receives a vote of two-thirds of all the members elected to each house, as provided by Section 39, Article III, Texas Constitution. If this Act does not receive the vote necessary for immediate effect, this Act takes effect September 1, 2025.
Bill Sponsors
Legislators who authored or co-sponsored this bill.
Bill History
Bill filed: AN ACT relating to the eligibility of mental health professionals for the
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