SB 622

relating to the definition of emergency care for purposes of
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1.  Section 843.002(7), Insurance Code, is amended
(7)  "Emergency care" means health care services
provided in a hospital emergency facility, freestanding emergency
medical care facility, or comparable emergency facility to evaluate
and stabilize medical conditions of a recent onset and severity,
including severe pain, regardless of the final diagnosis of the
conditions, that would lead a prudent layperson possessing an
average knowledge of medicine and health to believe that the
individual's condition, sickness, or injury is of such a nature
that failure to get immediate medical care could:
(A)  place the individual's health in serious
(B)  result in serious impairment to bodily
(C)  result in serious dysfunction of a bodily
(D)  result in serious disfigurement; or
(E)  for a pregnant woman, result in serious
jeopardy to the health of the fetus.
SECTION 2.  Section 1301.155(a), Insurance Code, is amended
(a)  In this section, "emergency care" means health care
services provided in a hospital emergency facility, freestanding
emergency medical care facility, or comparable emergency facility
to evaluate and stabilize a medical condition of a recent onset and
severity, including severe pain, regardless of the final diagnosis
of the condition, that would lead a prudent layperson possessing an
average knowledge of medicine and health to believe that the
person's condition, sickness, or injury is of such a nature that
failure to get immediate medical care could result in:
(1)  placing the person's health in serious jeopardy;
(2)  serious impairment to bodily functions;
(3)  serious dysfunction of a bodily organ or part;
(5)  in the case of a pregnant woman, serious jeopardy
SECTION 3.  Sections 4201.002(2) and (13), Insurance Code,
are amended to read as follows:
(2)  "Emergency care" means health care services
provided in a hospital emergency facility or comparable facility to
evaluate and stabilize medical conditions of a recent onset and
severity, including severe pain, regardless of the final diagnosis
of the conditions, that would lead a prudent layperson possessing
an average knowledge of medicine and health to believe that the
individual's condition, sickness, or injury is of such a nature
that failure to get immediate medical care could:
(A)  place the individual's health in serious
(B)  result in serious impairment to bodily
(C)  result in serious dysfunction of a bodily
(D)  result in serious disfigurement; or
(E)  for a pregnant woman, result in serious
jeopardy to the health of the fetus.
(13)  "Utilization review" includes a system for
prospective, concurrent, or retrospective review of the medical
necessity and appropriateness of health care services, including a
determination that the services do not meet the definition of
emergency care, and a system for prospective, concurrent, or
retrospective review to determine the experimental or
investigational nature of health care services. The term does not
include a review in response to an elective request for
SECTION 4.  The changes in law made by this Act apply only to
a health benefit plan delivered, issued for delivery, or renewed on
or after January 1, 2026. A health benefit plan delivered, issued
for delivery, or renewed before January 1, 2026, is governed by the
law as it existed immediately before the effective date of this Act,
and that law is continued in effect for that purpose.
SECTION 5.  This Act takes effect September 1, 2025.