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SB 606

AN ACT relating to requiring consumer reporting agencies to notify a

Senate Bill West
Filed

Filed

Bill introduced by legislator

Committee

Hearing

Passed Cmte

Calendar

Passed

Sent

Enrolled

Governor

Signed

89th Regular Session

Jan 14, 2025 - Jun 2, 2025 • Session ended

Awaiting Committee Assignment

Bill filed, pending referral to Senate committee

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Fiscal Note

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What This Bill Does

relating to requiring consumer reporting agencies to notify a

Subject Areas

Bill Text

relating to requiring consumer reporting agencies to notify a
consumer when inaccurate information in the consumer's file is
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1.  Section 20.07, Business & Commerce Code, is
amended by amending Subsection (b) and adding Subsection (c) to
(b)  The consumer [credit] reporting agency which receives a
correction shall have reasonable procedures to assure that
previously reported inaccurate information in a consumer's file is
corrected in a prompt and timely fashion.
(c)  If a consumer provides the consumer reporting agency an
e-mail address for that purpose, the agency shall, not later than
the 30th business day after the date on which the agency corrects
inaccurate information in the consumer's file, e-mail the consumer
a link to an Internet website that allows the consumer to securely
obtain a corrected copy of the consumer's credit report at no cost
SECTION 2.  The change in law made by this Act applies only
to a correction submitted to a consumer reporting agency on or after
the effective date of this Act.
SECTION 3.  This Act takes effect September 1, 2025.

Bill History

filed

Bill filed: AN ACT relating to requiring consumer reporting agencies to notify a