SB 2081

relating to the eligibility of municipal solid waste personnel for
the Homes for Texas Heroes home loan program.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1.  Section 2306.5621(a), Government Code, is
amended by amending Subdivision (2) and adding Subdivision (17) to
(2)  "Home" means a dwelling in this state in which a
fire fighter, corrections officer, county jailer, public security
officer, peace officer, professional educator, veteran, or person
defined as emergency medical services personnel or municipal solid
waste personnel under this section intends to reside as the
borrower's principal residence.
(17)  "Municipal solid waste personnel" means a
permanent, full-time employee of a local government who is employed
to collect, sort, process or dispose of solid waste, recyclables,
organics, or household hazardous waste.
SECTION 2.  Sections 2306.5621(b), (c), (d), (f), and (h-1),
Government Code, are amended to read as follows:
(b)  The corporation shall establish a program to provide
eligible fire fighters, corrections officers, county jailers,
public security officers, peace officers, emergency medical
services personnel, municipal solid waste personnel, professional
educators, and veterans with low-interest home mortgage loans.
(c)  To be eligible for a loan under this section, at the time
a person files an application for the loan, the person must:
(A)  fire fighter, corrections officer, county
jailer, public security officer, peace officer, veteran, or person
defined as emergency medical services personnel or municipal solid
waste personnel under this section; or
(B)  professional educator who is employed by a
school district or is an allied health or professional nursing
program faculty member in this state;
(3)  have an income of not more than 115 percent of area
median family income, adjusted for family size, or the maximum
amount permitted by Section 143(f), Internal Revenue Code of 1986,
(d)  The corporation may contract with other agencies of the
state or with private entities to determine whether applicants
qualify as fire fighters, corrections officers, county jailers,
public security officers, peace officers, emergency medical
services personnel, municipal solid waste personnel, professional
educators, or veterans under this section or otherwise to
administer all or part of this section.
(f)  The board of directors of the corporation shall adopt
(1)  the administration of the program;
(2)  the making of loans under the program;
(3)  the criteria for approving mortgage lenders;
(4)  the use of insurance on the loans and the homes
financed under the program, as considered appropriate by the board
to provide additional security for the loans;
(5)  the verification of occupancy of the home by the
fire fighter, corrections officer, county jailer, public security
officer, peace officer, professional educator, veteran, or person
defined as emergency medical services personnel or municipal solid
waste personnel as the borrower's principal residence; and
(6)  the terms of any contract made with any mortgage
lender for processing, originating, servicing, or administering
(h-1)  To fund home mortgage loans for eligible fire
fighters, corrections officers, county jailers, public security
officers, peace officers, emergency medical services personnel,
municipal solid waste personnel, professional educators, and
veterans under this section, the corporation may use any proceeds
received from the sale of bonds, notes, or other obligations issued
under the home loan program provided by this section, regardless of
any amendments to the eligibility standards for loans made under
the program and regardless of when the corporation received the
proceeds from those bonds, notes, or other obligations issued under
SECTION 3.  This Act takes effect September 1, 2025.