SB 1674

relating to the minimum motor vehicle liability insurance coverage
requirement for bodily injury or death or for damage to or
destruction of property of others.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1.  Section 601.072(a-1), Transportation Code, is
(a-1)  Effective January 1, 2026 [2011], the minimum amounts
of motor vehicle liability insurance coverage required to establish
financial responsibility under this chapter are:
(1)  $50,000 [$30,000] for bodily injury to or death of
(2)  $100,000 [$60,000] for bodily injury to or death
of two or more persons in one collision, subject to the amount
provided by Subdivision (1) for bodily injury to or death of one of
(3)  $40,000 [$25,000] for damage to or destruction of
property of others in one collision.
SECTION 2.  Section 601.072(a-1), Transportation Code, as
amended by this Act, applies only to establishment of financial
responsibility under Chapter 601, Transportation Code, with an
insurance policy delivered, issued for delivery, or renewed on or
after January 1, 2026.  Establishment of financial responsibility
with an insurance policy delivered, issued for delivery, or renewed
before January 1, 2026, is governed by the law as it existed
immediately before the effective date of this Act, and that law is
continued in effect for that purpose.
SECTION 3.  This Act takes effect September 1, 2025.