HB 722

relating to the disclosure of appraisal methods by automobile
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1.  Subchapter G, Chapter 1952, Insurance Code, is
amended by adding Section 1952.308 to read as follows:
Sec. 1952.308.  DISCLOSURE OF APPRAISAL METHODS ON REQUEST.
(a)  This section applies to an insurer writing automobile
insurance in this state, including an insurance company,
corporation, reciprocal or interinsurance exchange, mutual
insurance company, capital stock company, association, county
mutual insurance company, Lloyd's plan, and any other insurer.
(b)  On request of a person whose vehicle is being appraised
by an insurer for the amount of loss, the insurer shall provide to
the person a written explanation of any procedures, formulas,
calculations, or other methods used by its appraisers to determine
the amount of loss, including the cost of observed or predicted
repairs and the salvage value of the automobile.
SECTION 2.  Section 1952.308, Insurance Code, as added by
this Act, applies only to an insurance policy that is delivered,
issued for delivery, or renewed on or after January 1, 2026.
SECTION 3.  This Act takes effect September 1, 2025.