HB 3922

relating to prohibiting the use of environmental, social, or
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1.  Subtitle A, Title 5, Business & Commerce Code, is
amended by adding Chapter 75 to read as follows:
CHAPTER 75. PROHIBITED USE OF CERTAIN CREDIT SCORES
Sec. 75.0001.  DEFINITIONS.  In this chapter:
(1)  "Credit score" means a number or rating derived
from an algorithm, computer application, model, or other process
that is based on information related to a customer and used to
determine a customer's creditworthiness or credit capacity.
(2)  "Environmental, social, or governance score"
means a credit score that is based on measuring a customer's
exposure to long-term environmental, social, and governance risks.
Sec. 75.0002.  USE OF CERTAIN CREDIT SCORES PROHIBITED.  A
person organized in a manner that includes shareholders, as that
term is defined by Section 1.002, Business Organizations Code, that
conducts business in this state may not assign an environmental,
social, or governance score to an individual or family that resides
Sec. 75.0003.  VIOLATION.  A person that violates Section
75.0002 may not conduct business in this state.
SECTION 2.  This Act takes effect September 1, 2025.