HB 2841
AN ACT relating to Texas Windstorm Insurance Association underwriting
89th Regular Session
Jan 14, 2025 - Jun 2, 2025 • Session ended
Awaiting Committee Assignment
Bill filed, pending referral to House committee
Committee
Not yet assigned
Fiscal Note
Not available
What This Bill Does
Requires the Texas Windstorm Insurance Association to automatically approve insurance coverage for new structures built using fortified construction standards published by the Insurance Institute for Business and Home Safety. The standards apply to homes, multifamily buildings, and commercial structures constructed on or after September 1, 2025, making it easier for property owners in wind-prone areas to obtain insurance by meeting specific building resilience criteria. The legislation aims to encourage more robust construction techniques that can better withstand severe wind events in coastal and high-risk regions of Texas.
Subject Areas
Bill Text
relating to Texas Windstorm Insurance Association underwriting standards for new structures constructed in accordance with certain BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: SECTION 1. Section 2210.152, Insurance Code, is amended by adding Subsection (d) to read as follows: (d) The plan of operation must provide that new structures certified to have been constructed in accordance with the fortified home, multifamily, or commercial construction standards published by the Insurance Institute for Business and Home Safety or its successor entity are deemed to meet the association's underwriting SECTION 2. (a) Section 2210.152(d), Insurance Code, as added by this Act, applies only to a structure constructed on or after the effective date of this Act. (b) As soon as practicable after the effective date of this Act, the Texas Windstorm Insurance Association shall propose to the commissioner of insurance amendments to the association's plan of operation to conform to the changes in law made by this Act. SECTION 3. This Act takes effect September 1, 2025.
Bill History
Bill filed: AN ACT relating to Texas Windstorm Insurance Association underwriting
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