HB 2515
AN ACT relating to prohibiting insurers from requiring the bundling of
89th Regular Session
Jan 14, 2025 - Jun 2, 2025 • Session ended
Awaiting Committee Assignment
Bill filed, pending referral to House committee
Committee
Not yet assigned
Fiscal Note
Not available
What This Bill Does
Prohibits insurance companies from requiring consumers to bundle personal automobile or residential property insurance policies from the same insurer or its affiliate. It makes it an unfair practice for insurers to mandate that a customer purchase multiple types of insurance policies together as a condition for obtaining coverage. The law aims to give consumers more flexibility in choosing insurance policies from different providers and prevent insurers from forcing bundled insurance purchases.
Subject Areas
Bill Text
relating to prohibiting insurers from requiring the bundling of personal automobile or residential property insurance policies. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: SECTION 1. Subchapter B, Chapter 541, Insurance Code, is amended by adding Section 541.062 to read as follows: Sec. 541.062. REQUIRED BUNDLING OF PERSONAL AUTOMOBILE OR RESIDENTIAL PROPERTY INSURANCE POLICIES. (a) In this section, "underwriting guideline" has the meaning assigned by Section (b) It is an unfair method of competition or an unfair or deceptive act or practice in the business of insurance to require a consumer to purchase, or use an underwriting guideline or trade practice to require a consumer to purchase, a personal automobile or residential property insurance policy from the same insurer or the same insurer's affiliate as a condition for the issuance of another personal automobile or residential property insurance SECTION 2. This Act takes effect September 1, 2025.
Bill History
Bill filed: AN ACT relating to prohibiting insurers from requiring the bundling of
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