HB 1809
AN ACT relating to prohibited insurance discrimination against insureds
89th Regular Session
Jan 14, 2025 - Jun 2, 2025 • Session ended
Awaiting Committee Assignment
Bill filed, pending referral to House committee
Committee
Not yet assigned
Fiscal Note
Not available
What This Bill Does
Prohibits insurance companies from discriminating against individuals based on their widowed status in Texas. Specifically, insurers cannot refuse coverage, limit coverage, or charge different rates to someone solely because they are widowed. The law will apply to new or renewed insurance policies starting September 1, 2025, protecting widowed individuals from unfair insurance practices.
Subject Areas
Bill Text
relating to prohibited insurance discrimination against insureds BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: SECTION 1. Section 544.002, Insurance Code, is amended by adding Subsection (d) to read as follows: (d) Notwithstanding Section 544.003, an insurer may not refuse to continue to insure or provide coverage to an individual, limit the amount, extent, or kind of coverage available to an individual, or charge an individual a rate that is different from the rate charged to other individuals for the same coverage on the basis that the individual is widowed. SECTION 2. The change in law made by this Act does not apply to an insurance policy that is delivered, issued for delivery, or renewed before the effective date of this Act. SECTION 3. This Act takes effect September 1, 2025.
Bill Sponsors
Legislators who authored or co-sponsored this bill.
Bill History
Bill filed: AN ACT relating to prohibited insurance discrimination against insureds
Related Guides
Learn more about tracking Texas legislation and working with lobbyists.
How to Read & Track Texas Bills
Master bill numbering, understand legislative language, and learn effective tracking strategies.
Understanding Texas Legislative Deadlines
Navigate the 140-day session with critical calendar dates and filing deadlines.
How Laws Get Made in Texas
Follow a bill's journey from filing to the governor's desk through committees and floor votes.
When Should Your Business Hire a Lobbyist?
Discover the signs that your business needs professional advocacy at the Texas Capitol.