HB 1364
AN ACT relating to the provision of uninsured or underinsured motorist
89th Regular Session
Jan 14, 2025 - Jun 2, 2025 • Session ended
Awaiting Committee Assignment
Bill filed, pending referral to House committee
Committee
Not yet assigned
Fiscal Note
Not available
What This Bill Does
Modifies Texas insurance law regarding uninsured and underinsured motorist coverage for automobile insurance policies. It requires personal automobile insurance policies to provide specific coverages under certain Insurance Code subchapters, with options for named insureds to reject some coverages. The changes will apply to insurance policies delivered, issued, or renewed on or after January 1, 2026, giving insurance companies and consumers time to adjust to the new requirements.
Bill Text
relating to the provision of uninsured or underinsured motorist coverage in automobile liability insurance policies. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: SECTION 1. Section 912.002(b), Insurance Code, is amended (b) A county mutual insurance company is subject to: (1) Sections 38.001, 401.051, 401.052, 401.054-401.062, 401.151, 401.152, 401.155, 401.156, 501.159, 501.202, 501.203, 822.204, 1806.001, 1806.101, 1806.103(b), 1806.104-1806.107, 1953.051(b), 2002.002, and 2002.005; (3) Subchapter A, Chapter 401; (4) the provisions of Subchapter B, Chapter 424, other than Sections 424.052, 424.072, and 424.073; (5) Chapters 221, 251, 252, 254, 541, and 2210; [and] (6) Subchapter C, Chapter 1952; and SECTION 2. Section 2301.053(b), Insurance Code, is amended (b) Each form for a personal automobile insurance policy must provide the coverages mandated under: (1) Subchapter [Subchapters] C, Chapter 1952; and (2) Subchapter D, Chapter 1952, unless the coverage is [coverages are] rejected by the named insured in the manner provided by that subchapter [those subchapters]. SECTION 3. Section 1952.101(c), Insurance Code, is SECTION 4. The change in law made by this Act applies only to an insurance policy that is delivered, issued for delivery, or renewed on or after January 1, 2026. A policy delivered, issued for delivery, or renewed before January 1, 2026, is governed by the law as it existed immediately before the effective date of this Act, and that law is continued in effect for that purpose. SECTION 5. This Act takes effect September 1, 2025.
Bill Sponsors
Legislators who authored or co-sponsored this bill.
Bill History
Bill filed: AN ACT relating to the provision of uninsured or underinsured motorist
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